Texas’ premiere Hard Money lenders for real estate
For FAST Hard Money Loans, With Great Hard Money Loan Rates
We are one of the top private lenders for real estate that offer programs with reasonable hard money loan rates for asset based lending. Get help with commercial, rental, and other money-making properties today.
Visit our frequently asked questions page to find some of the common questions we are asked about our loans. If you don’t see the answer to your question, please call us for a consultation.
Read our testimonials to learn what our clients have to say about working with Larry the Lender for fast, honest service, and why we are the best hard money lender in Texas!
Larry the Lender is a short-term, hard money loan (or bridge loan) provider, serving Houston, Austin, and surrounding areas. We specialize in asset-based lending, particularly to real estate investors who buy, fix up, rent, or sell property. We are able to close refinance loans or hard money loans quickly and easily, often within a day or two of initial contact. The private money lending process is fast and easy because we make all agreements and decisions to lend our own money.
So if you need a hard money lender for real estate, call Larry the Lender today!
Top Hard Money Commercial Real Estate Investment Lenders in Texas
Take advantage of the top hard money commercial real estate investment in Texas by connecting with the knowledgeable, helpful folks at Larry the Lender. Here, we specialize in providing individuals and businesses with the short-term, hard money loans that they need to take advantage of real estate investment opportunities.
As one of the leading hard money commercial real estate lenders in Texas, we offer what just about any real estate investor is looking for — quick access to affordable cash.
Who We Work With
Here at Larry the Lender, we work with a wide range of clients. While their investment opportunities might differ, they have one thing in common — they need cash in hand to be able to financially fuel their real estate investment projects.
Not many folks — especially those who are just starting off — have a huge stockpile of cash to work with. With Larry the Lender, you are able to take on opportunities and use almost none of your own money. Larry the Lender provides loans for folks whose investment projects range, including clients that are looking to:
- Fix and Flip Loans
- Remodel or renovate a commercial property
- Invest in a retail center
- Acquire an office complex
- Cash-out of investment properties
- And do a lot more with income-producing properties
Unfortunately, Larry the Lender does not provide loans for properties that serve as your primary residence, which is important to note before applying.
About our loan practices
Many consider Larry the Lender to be the top hard money commercial real estate investment in Texas. That’s because our loans are highly accessible — you don’t have to go through the long, arduous process of applying for a traditional loan with the bank or credit union.
Instead of forcing you to fill out mountains of paperwork while we analyze your credit history, our team will assess the value of your property and use it as collateral. We handle all approvals in house and use our own money to finance the loans, which moves the process along seamlessly.
As trusted, top hard money commercial real estate lenders in Texas, we also provide loans that feature:
- Competitive interest rates when compared to similar products
- Minimal fees
- No surprise or hidden fees
- No pre-payment penalty
- Transparent lending practices (we publish our rates/terms)
The team at Larry the Lender has been in this business for over a decade and we have a passion for serving as a resource for our clients. We invite you to learn more about our financial products and how they can help you in your efforts.
See why so many consider our loans to be the top hard money commercial real estate investment in Texas. Contact us for a free, no-obligation consultation.
Larry the Lender Hard Money Lones FAQ
For what property types does Larry the Lender make loans?
Larry the Lender makes loans on all property types with the exception of owner-occupied primary residences.
Do We Have To Maintain Property Insurance For The Loan Amount?
Insurance Is Required For All Property With Structures. Larry Takes Into Consideration The Value Of The Land And Does Not Require You To Insure The Land. A Flood Certificate Will Determine Whether Flood Insurance Is Needed.
Where does Larry the Lender do business?
Larry makes loans on real property in the greater houston and austin metropolitan areas.
What are the costs to see if I qualify for a loan from Larry the Lender?
You will never pay a dime to Larry unless you get the loan.
Does Larry the Lender charge a prepayment penalty?
No, Larry never charges a penalty for paying off a loan before maturity.
What happens in a year if we need more time to complete our business and our loan is maturing with Larry the Lender?
While our loans usually mature in one year, we will consider extending the note for a year for an additional three points. If a customer needs just a little more time, we will usually extend the note for one point for a three-month extension. Larry will only extend loans for customers with excellent pay history in the first year.
Does Larry the Lender require surveys?
Yes. Long answer: existing surveys are often acceptable. Title companies require surveys in order to provide title insurance to lenders for possible encumbrances on title due to encroachments, boundary issues, easements, etc. Surveys also provide confirmation that the physical address and legal description represent the same property. Surveys protect both the borrower and the lender.