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Hazard Insurance by Michael Main People often wonder why their lenders require them to have hazard insurance on their property. The answer to this question is simple, if a property is damaged for some reason, insurance provides the means to restore it to its original...

What Makes Hard Money Loans Inexpensive by Michael Main There is a common misconception that hard money loans are expensive, charging high interest, and hurting home owners. However, this is largely inaccurate. Very few hard money lenders loan to home owners, and...

Real Estate Investor Groups by Michael Main Real estate investors come in many different varieties. Some people are lifelong investors, and own houses, apartments, and office buildings from which they collect a steady stream of revenue. This buy and hold type of...

The Advantages of Asset Based Lending The traditional mortgage lending process is a long tedious affair. Traditional mortgages require a lengthy application after which there is a seven-day waiting period from disclosure before a loan can close. And once a borrower...

The Role of Title Companies in the Hard Money Lending Process By Michael Main A hard money loan should act in a similar manner as a traditional mortgage. Some aspects of real estate investing and commercial real estate borrowing are no different from buying a home. In...