Why Choose Larry The Lender as Your Spicewood Hard Money Lender?
Competitive Loan Rates!
- 12.99% Loan Rate
- Minimum Loan $75k
- 90% Of Our Loans Get Funded Within 2 Days
Spicewood Location
Spicewood, TX Hard Money Lender: Loan Agency
Address:
116 Moonie Circle Spicewood, Tx 78669Why Choose Larry The Lender?
Family Legacy
Swift Closures
Genuine Direct Lenders
Decisions Made In-House
Authentic Valuations
No Surprises
What our Customer Say
Use almost none of your money
Larry the lender will provide loans
Your Trusted Spicewood Hard Money Lender Partner
At Larry the Lender, a prominent Spicewood loan agency, we stand alongside a broad clientele, each keen on making their mark in the real estate landscape. Their endeavors vary, but a singular need unites them all: a reliable source of hard lending money to fuel their property ambitions in Spicewood.
In the competitive world of real estate in Spicewood, not every investor — particularly the newcomers — has immediate access to ample capital. That’s where Larry the Lender steps in. As the best Spicewood hard money lenders, we offer solutions that let you tap into lucrative opportunities using minimal personal funds. We specialize in:
- Fix and Flip Loans: Turning properties into profitable endeavors.
- Commercial Hard Money Loans: Financing the renovation or remodel of commercial spaces in Spicewood.
- Investment in Retail Centers: Empowering your retail vision.
- Acquisition of Office Complexes: Expanding your commercial footprint.
- Hard Money Loan for Investment Property: Allowing a swift cash-out from your investment assets.
- And enhancing portfolios with diverse income-producing properties in Spicewood.
Spicewood Commercial Hard Money Loans
As a leading Spicewood commercial hard money lender, Larry The Lender delivers straightforward loan solutions using our personal funds. With loans ranging from $75,000 to $5 million, we cater to diverse commercial real estate investments in the Houston, Austin, Dallas, and San Antonio Metro areas. Experience our prompt closing process and consistent terms. Ready to get started? Apply now or contact us at (713) 662-9000.
Spicewood Residential Hard Money Loans
Spicewood Fix and Flip Loans
Hard Money Loans in Spicewood, TX
Larry the Lender is a premier provider of short-term, hard money loans (or bridge loans) in the Spicewood area, as well as in Houston and Austin.
Our specialization lies in asset-based lending, specifically catering to real estate investors who buy, refurbish, rent, or sell properties. Our Spicewood loan agency is equipped to close refinance loans or hard money loans rapidly and effortlessly, often within just a day or two after the initial contact.
The private money lending process with Larry the Lender is streamlined and efficient, as we control all agreements and make lending decisions using our own funds. If you’re in need of a reliable Spicewood hard money lender for your real estate ventures, don’t hesitate to call Larry the Lender today!
Call now to speak with a Spicewood hard money lender: 713-662-9000
You won’t find a more reliable commercial and residential Spicewood hard money lender Spicewood, TX!
No Upfront or Hidden Fees
No Prepayment Penalties
No Surprise Costs
Experience Premier Hard Money Lending with Larry the Lender
As one of the most respected Spicewood hard money lenders in Texas, Larry the Lender simplifies the process often bogged down in traditional bank or credit union loans. We bypass cumbersome paperwork and rigorous credit history checks, focusing instead on the genuine value of your property.
- Speedy Process:Assessing your property's value to serve as collateral and utilizing our own funds for commercial hard money loans, we make in-house approvals efficient and straightforward.
- Competitive Advantages: Benefit from rates that stand strong against similar offerings, minimal fees, complete transparency (with no hidden costs), and the freedom of no prepayment penalties.
- Transparent Practices: Our philosophy centers on clarity. We adhere to Spicewood hard money lending practices that are uncomplicated, and we openly display our rates and terms.
- Decades of Expertise: Our knowledgeable team, rich with experience, has been a vital part of the private lenders for real estate landscape for over a decade. We're here as more than just lenders; we're your insightful partners.
Discover why so many endorse our dedication to hard money lending. For an honest look at how we can elevate your real estate aspirations, get in touch with us. No obligations, just valuable insights.
Loan Overview
| Loan Programs Type | Commercial Loans | Residential Loans | Land / Lots Loans | Fix / Flip Loans |
|---|---|---|---|---|
| Do We Offer Them? | Yes | Yes | Yes | Yes |
| LTV | 70-80% | 70-80% | 0-50% | 70-80% |
| Minimum Loan Amount | $75,000 | $75,000 | $75,000 | $75,000 |
| Maximum Loan Amount | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Loan Term Offered | 6 or 12 months | 6 or 12 months | 6 or 12 months | 6 or 12 months |
| Interest Rate Offered | 12.99% | 12.99% | 12.99% | 12.99% |
| Points Charged | 2 or 3 based on term | 2 or 3 based on term | 2 or 3 based on term | 2 or 3 based on term |
| Pre-payment Penalty | No | No | No | No |
| Insurance Requirements | Property, Windstorm | Property, Windstorm | N/A | Property, Windstorm |
| Flood Insurance Requirements | For Floodzone Properties | For Floodzone Properties | N/A | For Floodzone Properties |
| Lending Area | Texas Only | Texas Only | Texas Only | Texas Only |
| Special Requirements | Phase 1 - Loans > $1 million | N/A | Possible Survey | N/A |
More Hard Money Loan Programs with Your Spicewood Hard Money Lender
We stand as one of the top private lenders for real estate in the Spicewood region, offering programs with reasonable rates for asset-based lending. Get assistance with commercial, rental, and other revenue-generating properties today from a premier Spicewood loan agency.
Spicewood, TX Bridge Loans
A bridge loan is a short-term financial solution that helps individuals or businesses secure funds until they obtain permanent financing or meet an existing obligation. Often used to bridge the gap when buying a new property before selling the existing one, a bridge loan leverages the equity from your commercial or investment property towards to make an offer on a new property, without feeling pressured to sell. It’s a versatile solution meeting immediate cash flow needs, particularly in real estate transactions where buyers may lack sufficient funds.
Spicewood, TX Asset Based Lending
As a leading Spicewood hard money lender, we offer asset-based lending based on the value of company assets, including accounts receivable, inventory, equipment, or other property owned by the company. Such loans are often sought by businesses for working capital, refinancing, debt consolidation, or financing mergers and acquisitions.
Spicewood, TX Commercial Property Loans
Commercial property loans are used to buy or refinance commercial property. Typically secured by commercial property liens, these loans from your trusted Spicewood loan agency can be utilized for various commercial properties such as office buildings, shopping centers, industrial warehouses, or apartment complexes.
Spicewood, TX Transactional Funding
Transactional funding is a short-term loan provided by your preferred Spicewood hard money lender for real estate investors to finance the purchase of a property before its quick resale. This funding is commonly used in “double closing” deals, providing the liquidity needed for the first transaction in a back-to-back closing process.
