Your Premier Houston Hard Money Lender
Competitive Hard Money Loan Rates!
- 12.99% Loan Rate
- Minimum Loan $75k
- 90% Of Our Loans Get Funded Within 2 Days
Reliable Bridge Loans and Hard Money Lenders in Houston, Texas
Houston Location
Bridge Loans & Hard Money Lenders in Houston, TX
Address:
5000 Locust Bellaire Houston, TX 77401Why Choose Larry The Lender?
Family Legacy
Swift Closures
Genuine Direct Lenders
Bypassing brokers in Houston, we stand true to our role as a leading Houston private hard money lender, lending from our personal reserves or our dedicated lines of credit, ensuring a smooth lending experience for our borrowers.
Decisions Made In-House
Authentic Valuations
No Surprises
What our Customer Say
Use almost none of your money
Larry the lender will provide loans
Who We Work With
Your Trusted Houston Hard Money Lender Partner At Larry the Lender, a prominent Houston loan agency, we stand alongside a broad clientele, each keen on making their mark in the real estate landscape of Houston. Their endeavors vary, but a singular need unites them all: a reliable source of hard lending money to fuel their property ambitions in Houston.
In the competitive world of real estate in Houston, not every investor — particularly the newcomers — has immediate access to ample capital. That’s where Larry the Lender steps in. As the best Houston hard money lenders, we offer solutions that let you tap into lucrative opportunities using minimal personal funds in Houston. We specialize in:
- Fix and Flip Loans: Turning properties into profitable endeavors in Houston.
- Commercial Hard Money Loans: Financing the renovation or remodel of commercial spaces in Houston.
- Investment in Retail Centers: Empowering your retail vision in Houston.
- Acquisition of Office Complexes: Expanding your commercial footprint in Houston.
- Hard Money Loan for Investment Property: Allowing a swift cash-out from your investment assets in Houston.
- Enhancing portfolios with diverse income-producing properties in Houston.
Houston Commercial Hard Money Loans
As a leading Houston commercial hard money lender, Larry The Lender delivers straightforward loan solutions using our personal funds. With loans ranging from $75,000 to $5 million, we cater to diverse commercial real estate investments in the Houston, Austin, Dallas, and San Antonio Metro areas. Experience our prompt closing process and consistent terms. Ready to get started? Apply now or contact us at (713) 662-9000.
Houston Residential Hard Money Loans
Houston Fix and Flip Loans
Reliable Hard Money Lenders Houston
Larry the Lender is a premier private money lender providing short term loans, hard money loans (or bridge loans) in the Houston area. Our specialization lies in asset-based lending, specifically catering to Houston real estate investors who buy, refurbish, rent, or sell properties.
Our Houston loan agency is equipped to close refinance loans or hard money loans rapidly and effortlessly, often within just a day or two after the initial contact.
The private money lending process with Larry the Lender is streamlined and efficient, as we control all agreements and make lending decisions using our own funds. If you’re in need of a reliable Houston hard money lender for your real estate ventures, don’t hesitate to call Larry the Lender today!
Call now to speak with a Houston hard money lender: 713-662-9000
You won’t find a more reliable commercial and residential Houston hard money lender in Houston, TX!
No Upfront or Hidden Fees
No Prepayment Penalties
No Surprise Costs
Experience Premier Hard Money Lending with Larry the Lender
As one of the most respected Houston hard money lenders in Texas, Larry the Lender simplifies the process that is often bogged down in traditional bank or credit union loans. We bypass cumbersome paperwork and rigorous credit history checks, focusing instead on the genuine value of your property.
Here’s why we excel as a leading Houston commercial hard money lender:
- Speedy Process: By assessing your property's value to serve as collateral and utilizing our own funds for commercial hard money loans, we make in-house approvals efficient and straightforward.
- Competitive Advantages: Benefit from rates that stand strong against similar offerings, minimal fees, complete transparency (with no hidden costs), and the freedom of no prepayment penalties.
- Transparent Practices: Our philosophy centers on clarity. We adhere to Houston hard money lending practices that are uncomplicated, and we openly display our rates and terms.
- Decades of Expertise: Our knowledgeable team, rich with experience, has been a vital part of the private lenders for real estate landscape for over a decade. We're here as more than just lenders; we're your insightful partners in the Houston area.
Whether you’re exploring hard money loans for flipping houses, searching for private hard money loans for an investment property, or investigating Houston commercial hard money loans, Larry the Lender stands as a trusted name in Texas real estate lending. We’ve earned a reputation as a prominent Houston hard money loan agency dedicated to your success.
Discover why so many endorse our dedication to hard money lending in Houston. For an honest look at how we can elevate your real estate aspirations, get in touch with us. No obligations, just valuable insights.
Loan Overview
| Loan Programs Type | Commercial Loans | Residential Loans | Land / Lots Loans | Fix / Flip Loans |
|---|---|---|---|---|
| Do We Offer Them? | Yes | Yes | Yes | Yes |
| LTV | 70-80% | 70-80% | 0-50% | 70-80% |
| Minimum Loan Amount | $75,000 | $75,000 | $75,000 | $75,000 |
| Maximum Loan Amount | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Loan Term Offered | 6 or 12 months | 6 or 12 months | 6 or 12 months | 6 or 12 months |
| Interest Rate Offered | 12.99% | 12.99% | 12.99% | 12.99% |
| Points Charged | 2 or 3 based on term | 2 or 3 based on term | 2 or 3 based on term | 2 or 3 based on term |
| Pre-payment Penalty | No | No | No | No |
| Insurance Requirements | Property, Windstorm | Property, Windstorm | N/A | Property, Windstorm |
| Flood Insurance Requirements | For Floodzone Properties | For Floodzone Properties | N/A | For Floodzone Properties |
| Lending Area | Texas Only | Texas Only | Texas Only | Texas Only |
| Special Requirements | Phase 1 - Loans > $1 million | N/A | Possible Survey | N/A |
More Hard Money Loan Programs with Your Houston’s Best Hard Money Lender
We stand as one of the top private lenders for real estate in the Houston region, offering programs with reasonable rates for asset-based lending. Get assistance with commercial, rental, and other revenue-generating properties today from a premier Houston hard money loan lender.
Houston, TX Bridge Loans
A bridge loan is a short-term financial solution that helps individuals or businesses secure funds until they obtain permanent financing or meet an existing obligation. Often used to bridge the gap when buying a new property before selling the existing one, a bridge loan leverages the equity from your commercial or investment property towards to make an offer on a new property, without feeling pressured to sell. It’s a versatile solution meeting immediate cash flow needs, particularly in real estate transactions where buyers may lack sufficient funds in the Houston area.
Houston, TX Asset Based Lending
As a leading Houston hard money lender, we offer asset-based lending based on the value of company assets, including accounts receivable, inventory, equipment, or other property owned by the company. Such loans are often sought by businesses in Houston for working capital, refinancing, debt consolidation, or financing mergers and acquisitions.
Houston, TX Commercial Property Loans
Commercial property loans are used to buy or refinance commercial property. Typically secured by commercial property liens, these loans from your trusted Houston loan agency can be utilized for various commercial properties such as office buildings, shopping centers, industrial warehouses, or apartment complexes in Houston.
Houston, TX Transactional Funding
Transactional funding is a short-term loan provided by your preferred Houston hard money lender for real estate investors to finance the purchase of a property before its quick resale in Houston. This funding is commonly used in “double closing” deals, providing the liquidity needed for the first transaction in a back-to-back closing process.
