Why Choose Larry The Lender as Your San Antonio Hard Money Lender?

Competitive Loan Rates!

  • 12.99% Loan Rate
  • Minimum Loan $75k
  • 90% Of Our Loans Get Funded Within 2 Days
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Austin Location

Austin Hard Money Lender: Loan Agency

Address:
13420 Lyndhurst, #301,
Austin,
TX,
78729

Houston Location

Best Houston Hard Money Lenders: Private Money Lenders

Address:
5000 Locust Bellaire,
Houston,
TX,
77401

Spicewood Location

Spicewood Hard Money Lender: Loan Agency

Address:
116 Moonie Circle,
Spicewood,
Tx,
78669

Why Choose Larry The Lender?

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Family Legacy

Larry The Lender, a family-owned San Antonio loan agency, is steered by cousins Larry and Mike. With more than five decades of shared experience as a San Antonio hard money lender, our reputation has flourished in the San Antonio area as a direct, reliable lender.
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Swift Closures

Supply us with the necessary title work and documents, and we’ll ready you to close in San Antonio within just two days.
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Genuine Direct Lenders

Operating without brokers in San Antonio, we affirm our standing as a foremost San Antonio hard money lender, utilizing personal resources or specific credit lines to ensure a smooth lending experience for our clients.
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Decisions Made In-House

All loan decisions are made within our establishment by the owners themselves, eliminating external influences in our San Antonio lending process.
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Authentic Valuations

We focus on transparency, conducting our market analysis to set our valuations, distinguishing us as a reputable San Antonio loan agency.
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No Surprises

When partnering with us in San Antonio, anticipate a fast closing, in-house approval, and steadfast terms from a trustworthy San Antonio hard money lender. Our conditions are exactly what you see on our website.

What our Customer Say

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Use almost none of your money

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Larry the lender will provide loans

Your Trusted San Antonio Hard Money Lender Partner

At Larry the Lender, a respected San Antonio loan agency, we collaborate with various clients, all aspiring to succeed in San Antonio’s real estate market. Regardless of their differing projects, they all share a common requirement: a dependable source of hard lending money to amplify their real estate visions in San Antonio. Our specialization includes:

  • Fix and Flip Loans: Transforming properties into lucrative ventures in San Antonio.
  • Commercial Hard Money Loans: Financing commercial space alterations or improvements in San Antonio.
  • Investment in Retail Centers: Propelling your retail goals in San Antonio.
  • Acquisition of Office Complexes: Expanding your commercial footprint in San Antonio.
  • Hard Money Loan for Investment Property: Facilitating quick cash-out from your investment assets in San Antonio.
  • Enhancing portfolios with assorted income-generating properties in San Antonio.
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San Antonio, TX Commercial Hard Money Loans

As a leading San Antonio commercial hard money lender, Larry The Lender provides clear-cut loan options using our private capital. Catering to a wide array of commercial real estate investments in San Antonio, our loans range from $75,000 to $5 million. Start now, and experience our prompt closing and steady terms.
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San Antonio, TX Residential Hard Money Loans

Need a residential hard money loan in San Antonio? Larry The Lender is your solution. Our over fifty years of lending practice ensures loans without conventional appraisals, streamlining the process for your investment property or refinancing needs in San Antonio. Apply now!
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San Antonio, TX Fix and Flip Loans

Larry The Lender, a dependable San Antonio hard money lender, backs ambitious fix and flip investors with appealing loan options. Our in-house evaluations and steady terms mean no hidden costs, furnishing reliable funding for your next San Antonio project. Let’s transform that property into profit together!
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Hard Money Loans in San Antonio, TX

Larry the Lender is a leading provider of short-term, hard money loans (or bridge loans) in San Antonio.

Our expertise is in asset-based lending, tailored for real estate investors focusing on buying, renovating, leasing, or selling properties. Our San Antonio loan agency is equipped to close refinance loans or hard money loans quickly, often within just a day or two after initial contact.

If you require a trustworthy San Antonio hard money lender for your real estate endeavors, call Larry the Lender today!

Call now to talk with a San Antonio hard money lender: 713-662-9000

In San Antonio, TX, there’s no more reliable commercial and residential hard money lender!

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No Upfront or Hidden Fees

At our San Antonio loan agency, we emphasize complete transparency, ensuring no unexpected or concealed fees.
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No Prepayment Penalties

Our robust financing guarantees a loan devoid of prepayment penalties.
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No Surprise Costs

Trust in our enduring relationships, offering assurance of no unexpected costs. Count on us as your San Antonio hard money lender to furnish clear and consistent lending solutions.

Experience Premier San Antonio Hard Money Lending with Larry the Lender

Larry the Lender, one of Texas’s esteemed San Antonio hard money lenders, streamlines the often intricate process found in traditional bank loans. We avoid excessive paperwork and rigorous credit checks, focusing instead on the true value of your property.

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Here’s why we excel as a top San Antonio commercial hard money lender:
  • Speedy Process: Utilizing our funds, we make in-house approvals for commercial hard money loans efficient and straightforward.
  • Competitive Advantages: Enjoy robust rates, low fees, total transparency, and the freedom of no prepayment penalties.
  • Transparent Practices: We embrace simplicity in San Antonio hard money lending, openly showcasing our rates and terms.
  • Decades of Expertise: Our experienced team has been a vital part of private lending for real estate for over a decade in San Antonio.
We’re more than just lenders; we’re knowledgeable partners in the San Antonio area. Whether exploring fix and flip loans, seeking hard money loans for investment properties, or investigating commercial hard money loans, Larry the Lender is a trusted name in Texas real estate lending. We’ve solidified our reputation as a distinguished San Antonio loan agency, dedicated to your success.

Discover why so many applaud our commitment to hard money lending in San Antonio. For an honest evaluation of how we can elevate your real estate aspirations, contact us. No obligations, just valuable insights.

Loan Overview

Loan Programs Type Commercial Loans Residential Loans Land / Lots Loans Fix / Flip Loans
Do We Offer Them? Yes Yes Yes Yes
LTV 70-80% 70-80% 0-50% 70-80%
Minimum Loan Amount $75,000 $75,000 $75,000 $75,000
Maximum Loan Amount $5,000,000 $5,000,000 $5,000,000 $5,000,000
Loan Term Offered 6 or 12 months 6 or 12 months 6 or 12 months 6 or 12 months
Interest Rate Offered 12.99% 12.99% 12.99% 12.99%
Points Charged 2 or 3 based on term 2 or 3 based on term 2 or 3 based on term 2 or 3 based on term
Pre-payment Penalty No No No No
Insurance Requirements Property, Windstorm Property, Windstorm N/A Property, Windstorm
Flood Insurance Requirements For Floodzone Properties For Floodzone Properties N/A For Floodzone Properties
Lending Area Texas Only Texas Only Texas Only Texas Only
Special Requirements Phase 1 - Loans > $1 million N/A Possible Survey N/A

More Hard Money Loan Programs with Your San Antonio Hard Money Lender

As a leading San Antonio hard money lender, we offer an expansive portfolio of loan programs to support real estate investment in the San Antonio region. Our tailor-made options include asset-based lending at reasonable rates, designed for commercial, rental, and various income-producing properties. Partner with us, a renowned San Antonio loan agency, and embark on new investment possibilities today.

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San Antonio, TX Bridge Loans

Bridge loans are an essential financial tool in San Antonio, providing a temporary solution to secure funds until long-term financing is obtained or an existing obligation is fulfilled. Primarily utilized to bridge financial gaps during property transition, these loans leverage the equity of your current commercial or investment property, allowing you to seize new opportunities without rushed selling. This flexibility caters to immediate cash flow requirements, especially for San Antonio real estate purchasers needing additional financial backing.

San Antonio, TX Asset Based Lending

As a distinguished San Antonio hard money lender, our specialization lies in asset-based lending, using business assets such as accounts receivable, inventory, equipment, or real estate for loan assessment. Companies in San Antonio frequently approach us for working capital, refinancing, debt consolidation, or merger and acquisition financing.

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San Antonio, TX Commercial Property Loans

From your trusted San Antonio loan agency, commercial property loans are fashioned to purchase or refinance commercial real estate. Supported by commercial property liens, these loans are applicable to varied commercial assets like office complexes, retail centers, industrial facilities, or residential buildings in San Antonio.

San Antonio, TX Transactional Funding

Your preferred San Antonio hard money lender offers transactional funding, a brief-term loan essential for real estate investors looking to finance a property purchase before immediate resale in San Antonio. This financing technique is crucial for facilitating “double closing” deals, supplying the liquidity needed for the initial transaction within consecutive closing procedures.

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Larry The Lender Hard Money Loans Faq

Who are Larry and Mike, the experts behind Larry The Lender, the San Antonio hard money lender?
Larry and Mike, experienced cousins with over 50 years of combined expertise, are devoted to providing direct, transparent hard money loans to real estate investors. Their collaboration has transformed Larry The Lender into a respected name in the San Antonio loan agency market.
What sets Larry The Lender apart from other San Antonio hard money lenders?
In San Antonio, Larry The Lender is renowned for utilizing personal resources or exclusive credit lines to furnish loans, guaranteeing stable conditions without unexpected fees or rate fluctuations. Their singular, efficient two-day closing process further separates them from many other lenders in San Antonio.
What types of hard money loans does Larry The Lender, a preeminent San Antonio hard money lender, provide?
Larry The Lender offers a wide variety of hard money loan programs to suit diverse needs in San Antonio, including Commercial Hard Money Loans, Residential Hard Money Loans, and Fix and Flip Loans, all at competitive pricing.
Who qualifies for hard money loans at Larry The Lender, the preferred San Antonio loan agency?
Larry The Lender is a leading provider of commercial and investment loans in San Antonio. Whether financing commercial spaces, rental properties, multi-family residences, or refinancing such investments, Larry The Lender is the San Antonio hard money lender you can count on.
How quickly can Larry The Lender, a top San Antonio hard money lender, close a loan?
Larry The Lender is famous for their swift service in San Antonio, capable of closing hard money loans within two days once all necessary documentation is complete. Their dedication to a fast and streamlined process empowers real estate investors in San Antonio to initiate their projects without undue delays.